Carnival of Financial Goals For December 4th – The Holiday Edition

by Hank Coleman

Welcome to the December 4, 2008 edition of the Carnival of Financial Goals!  I hope that everyone has a wonderful holiday season and that these postings below help us all get a little bit closer to reaching our own financial goals.         

Editor’s Picks

MoneyNing presents 8 Bad Things You’re Teaching Your Kids About Money posted at Money Ning, saying, “What your children to be good money managers? Learn to be one yourself first!”

The Dough Roller presents How to Survive (and Thrive) in a Recession posted at The Dough Roller, saying, “Now that we are officially in a recession, there’s no better time than the present to learn how to survive in an economic downturn.”

FMF presents Why AAA is Worth the Annual Fee posted at Free Money Finance, saying, “Why AAA is a good deal.”

Hank presents Dream More, Work Less posted at My Investing Blog.

Alternative/Passive Income

The Shark Investor presents Alternative Income: Writing posted at The Shark Investor.

MoneyNing presents Try Buying When You Want to Sell and Vice Versa posted at Investing School, saying, “Time for something radical since nothing else is working anyway!! :)”

Patrick @ Cash Money Life presents Two Financial Goals – Less Debt, More Income posted at Cash Money Life, saying, “Two financial goals for the new year – less debt and more income.”


Save Money presents Revising My Budget posted at How I Save

Tony Huynh presents Money: What Steps I Have Taken to Save It posted at, saying, “This article is about patching up the leaks and keeping all that money you make.”

Dusty presents How to Have a Debt Free Holiday Season in 5 Easy Steps posted at Chasing the Bull.

Hank presents Prioritize Carefully When Choosing Which Bills Not to Pay When You Are In Trouble posted at Military Money Might, saying, “Today’s tough economic ties are making some families choose the lesser of the two evils when deciding which bills to pay.”


Khan presents Marketing Your Way to a Better Career posted at Higher Education and Career Blog.

Debt Reduction

Hanna Kassis presents It’s Not Too Late To Fund Your Child’s Education posted at College Finance 101.

Cory Albertson presents 6 Tips for Reducing Your Debt posted at Debt Relief, saying, “Debt is not a pleasant burden, especially in the midst of a global economic slowdown. Before job security and credit concerns really start to impact your life, follow these six tips for getting debt free.”

Cory Albertson presents Erase Debt and Live With Less Stress posted at Debt Relief, saying, “It’s sad but true; people with more debt have more stress in their lives and people with more stress in their lives have shorter life spans. Erase debt to elongate your life!”

Financial Education

Joshua Seth presents Benefits Of Economic Recession posted at Joshua Seth Blog, saying, “Is there something in the air that’s getting people down lately? My guess is that with all the news about the drop in home prices, stock prices, and consumer confidence a lot of people are starting to feel pretty bad about themselves and their future.”

Michael Haltman presents Name Your Favorite Wall Street Cliche posted at The Political and Financial Markets Commentator, saying, “As a constant listener to business radio and watcher of business TV, I am consistently being given advice by so-called experts that is usually something that could be generated by my 12 year old.”

MoneyNing presents Credit Card Spending Limit, Credit Scores and Conventional Mortgages posted at Money Ning, saying, “A credit card representative told me that my credit card limit alone will affect my credit score. Do you believe her?”

Tushar Mathur presents Obama’s “Revitalize the Economy” Agenda posted at Everything Finance, saying, “According to Barack Obama’s transition web site, the number ONE issue that the Obama administration will address is “Revitalize the Economy”.

Market Breaker presents It’s Been A Brutal Year posted at Stock Investing Tips, saying, “This year has been the worst year for the stock market since the Great Depression.”

Michael Haltman presents Would You Believe We Are In Recession? posted at The Political and Financial Markets Commentator, saying, “You are not going to believe this, but today I heard that the data suggests that despite the fact GDP had only one quarter of contraction, it appears that we are in recession.”

Martin Russell presents A Cautionary Story Of A Financial Adviser posted at Word of Mouth Marketing, saying, “What would you think of a financial adviser or stockbroker who had told you to get out of the stockmarket and into cash back in June/July of this year?”

Tushar Mathur presents Count the number of US banks collapsed this year posted at Invest In India, saying, “With slumping home prices and the worsening economic crisis taking an increasing toll on financial institutions, as many as 22 American banks have collapsed so far this year.”

Shaun Connell presents How to Make Money posted at Financial Planning, saying, “No, this isn’t a typical “ways to make money” post. Instead, I go through the theory of money, ignoring the politically correct and “easy answers.” Are you wasting your time with a job that doesn’t fit you? Find out and learn financial planning the smart way.”

Goal Setting

Tony Huynh presents 8 Ways to Make Your Goal a Certainty posted at, saying, “People will allow themselves to be pushed around and bullied in order to remain comfortable. People will act in a painful situation to ease the pain or remove the source of that pain. Security and comfort is not afforded by a job, it is provided by your ability to produce.”

Michael presents Renewed Accountability: Buying My Freedom posted at project hitchhiker.

GreenBridge Advisors presents Forget New Years, Start Making Your Financial Resolutions Today posted at Let’s Blog Money, saying, “With the new year just around the corner, people are setting their New Year’s Resolutions. When it comes to finances and financial goals, every day is a good day to make a resolution, not just once a year.”


Nesher presents Online Brokers Comparison Basics posted at Internet Stock Trading for Beginners.

Investing Angel presents Investments To Avoid posted at Stock Tips, saying, “Some investments to avoid – especially in the coming recession!”

Investing School presents Earnings Per Share (EPS) posted at Investing School, saying, “Learn all about Earnings Per Share, how to calculate it and why it’s useful!”

Jayson Gibson presents Hope for Homeowners Act of 2008? What’s At Stake? posted at New Homes Section Blog, saying, “Information about the Hope for Homeowners Act of 2008. Details about problems in our current economy and how each problem relates to the Hope for Homeowners Act of 2008.”

Bill Spohnholtz presents Investing Market – 10 Better Things To Do With Your Money posted at Learn The Stock Market And How to Trade.

Investing Angel presents Learning Financial Planning through Asset Allocation » Free Stock Market Investing Tips posted at Stock Tips, saying, “Some ways to learn about financial planning.”

Investing School presents Price to Earnings Ratio (P/E) posted at Investing School, saying, “Learn everything you need to know about the price per earnings ratio!”

Martin Russell presents A Cautionary Story Of A Financial Adviser posted at Word of Mouth Marketing.

Investing School presents 401(k) Retirement Plans posted at Investing School, saying, “Everything about 401(k) retirement plans! Benefits, details and more!”

The Fund investor presents Bear Market Mutual Funds posted at Mutual Fund Investing Tips, saying, “The one type of mutual fund investor that has made money in 2008 are those that have been investing in inverse mutual funds”

Lawrence T. presents Margin Loan | Types Of Loan – Types Of Loans posted at Types of Loans, saying, “A margin loan may be a good way of paying off credit card or as a source for other financing needs. Margin loans need to be used carefully though, since you want to avoid a margin call.”

Patrick @ Cash Money Life presents Contribute to Retirement Accounts Before End of the Year | Cash Money Life posted at Cash Money Life.

Michael Cohen presents Traits Of A Good Investor | The Stock Investor – Stock Advice And Tips posted at The Stock Investor, saying, “These are the three most importnat traits of a successful stock investor.”

One Family presents CanRoys (ENT, AAV, BTE, HTE, PVX, PGH, ERF, PWE) – A Comparative Analysis posted at One Family’s Blog, saying, “A comparative analysis of Canadian Royalty Trusts that provide a way for energy exposure along with high monthly dividends, but comes with a caveat.”

Net Worth

Redd Horrocks-Maier presents November Net Worth Update posted at Earthlier Happy is the Rose Distilled.


Bill Spohnholtz presents Social Security Sense posted at Learn The Stock Market And How to Trade.

Marjorie presents Retirement: What We Need and What Will Happen posted at Wealth Junkies, saying, “Up until recently, making regular contributions to your 401(k) account seemed like it would guarantee a good retirement. But with the damage that the stock market has inflicted on 401(k)s and other retirement plans lately, it’s time to start thinking if we’re really saving enough for retirement.”


MoneyNing presents Reduce, Reuse, Recycle and How it Helped with My Personal Finance posted at Money Ning, saying, “While I didn’t know at the time what the benefits were, I’m glad we practiced it anyway because it helped me so much!”

Sammy Delena presents How to Boost Your Savings posted at Fix My Personal Finance.

MoneyNing presents Dependent Day Care Flexible Spending Account (FSA) posted at Money Ning, saying, “FSA are one of the few ways of helping us save money on child care that can get very expensive! Remember to take advantage of it for the year of 2009!”

Other (Related to Personal Finance)

Lance Cooper presents Prepackaged Bankruptcy May Be Best For GM posted at Recession Money Matters, saying, “Given the options before Congress, reforming GM through a prepackaged bankruptcy seems to be the best option long-term.”

Debt Wizard presents Credit Cards- What To Look For posted at Money Help, saying, “The right credit card for you depends on your spending habits and if you are able to fully pay off your credit card each month.”

Debt Wizard presents Some Helpful Tips To Not Abuse Your Credit Card posted at Money Help, saying, “Prone to spending too much and missing payments on your credit card? Here are a few tips.”

Livingalmostlarge presents Guest Post: Protect yourself from Financial Loss posted at LivingAlmostLarge, saying, “Should you protect yourself from financial loss?”

Jessie presents [Mostly] Wordless Wednesday posted at My Investing Blog, saying, “So in today’s tough economic hiccup, I still try to keep my sense of humor and sometimes find a gem that gives me a chuckle. In following with Vered’s Wordless Wednesday approach, I thought I’d leave you with a quick laugh (or frown)…

Lance Cooper presents How Trickle Down Affects You posted at Recession Money Matters, saying, “Think you are insulated from the stock market? Think again.”

TheMoneyHawk presents How an $800 Tax Bill Taught Me Not to Be a Greedy Idiot posted at The Money Hawk, saying, “The market is on sale. How can I sit idly by and pass up this chance for potentially amazing investment growth? How can I put cash into a money market account at 3.5% interest when there are funds to invest in at 30% below their normal value? Those were the questions I was asking myself a couple weeks ago. Those were the questions that got me into trouble.”

Jeremy Zongker presents Good Saving Habits Start Early posted at Money Blog.

Debt Free Destiny presents Is Your Cash Flowing on a Daily Basis? posted at Debt Free Destiny.

Credit Card Assist presents 7 Credit Card Rules to Live By posted at Credit Cards Blog |

DebbieDragon presents Need to Save? Get Set to Automate posted at American Consumer News.

DebbieDragon presents Drowning in Debt? Here’s How to Rescue Your Finances posted at Discover Debt Freedom!.

DebbieDragon presents Starting Early and Saving Often posted at Debbie’s Debt Advice.

Debt Free Destiny presents Squeezing Your Paycheck for Every Drop posted at Debt Free Destiny.

apply4-credit presents Credit Cards Can Work with a Budget posted at Credit Card Applications Expert |

Debt Freedom Fighter presents How to Spot Debt Relief Commercial Scams posted at Discover Debt Freedom!.

Savings Toolbox presents Save Up For College With FreshmanFund’s 529 College Savings Plan Gift Registry posted at Savings Toolbox.

Money Smart Life presents Safe Places to Invest Your Money in a Bad Economy posted at Money Smart Life.

The Blogger presents Tips for Growing Money posted at The Money Blog.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Goals using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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DR December 4, 2008 at 8:45 am

Hey, thanks for the Editor’s Pick!

Patrick December 4, 2008 at 9:27 pm

Thanks for hosting! 🙂

koko November 12, 2009 at 11:25 pm

Thanks for sharing~

Lucia November 18, 2015 at 7:50 am


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