Comments on: It Is Not a Credit Crisis If You Have a Down Payment and Good Credit Score http://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/ Own the dollar....don’t let the dollar own you. Fri, 30 Jul 2010 15:53:34 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Personal Finance Fantasy Baseball League 2009 | Free From Brokehttp://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/comment-page-1/#comment-8760 Personal Finance Fantasy Baseball League 2009 | Free From Broke Fri, 09 Oct 2009 15:45:06 +0000 http://ownthedollar.com/?p=537#comment-8760 [...] Eleventh Place – Own the Dollar: It is Not a Credit Crisis if you Have a Down Payment and Good Credit Score [...] [...] Eleventh Place – Own the Dollar: It is Not a Credit Crisis if you Have a Down Payment and Good Credit Score [...]

]]> By: fix your credithttp://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/comment-page-1/#comment-7749 fix your credit Sat, 12 Sep 2009 06:07:50 +0000 http://ownthedollar.com/?p=537#comment-7749 Banks and other lending institutions are cutting back on the amount of money available for home and auto loans as well as personal loans. The qualifications to procure a loan are stricter than ever. If you have a less than favorable credit history or score, you will need some assistance in getting back into the good graces of lending companies. Free credit repair sounds like it' s too good to be true, but it' s not. It will take a little leg work, but you can improve your credit score! Banks and other lending institutions are cutting back on the amount of money available for home and auto loans as well as personal loans. The qualifications to procure a loan are stricter than ever. If you have a less than favorable credit history or score, you will need some assistance in getting back into the good graces of lending companies. Free credit repair sounds like it’ s too good to be true, but it’ s not. It will take a little leg work, but you can improve your credit score!

]]> By: Jasonhttp://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/comment-page-1/#comment-268 Jason Mon, 15 Dec 2008 03:17:28 +0000 http://ownthedollar.com/?p=537#comment-268 You're exactly right, I mean, look at me and my wife, in almost exactly the same shoes as you and yours; and we had absolutely no problem getting a mortgage at under 6% for a 30 yr fixed, like you said, things are just heading back to where they should have been, sane if you will. There's an excellent article in this month's Esquire magazine (the one with Vince Vaughn on the cover) describing the exact same thing. Hope things are good with you and the famiy, we just got back from a family vacation in Mexico, had a Cuban cigar, man it was good. You’re exactly right, I mean, look at me and my wife, in almost exactly the same shoes as you and yours; and we had absolutely no problem getting a mortgage at under 6% for a 30 yr fixed, like you said, things are just heading back to where they should have been, sane if you will. There’s an excellent article in this month’s Esquire magazine (the one with Vince Vaughn on the cover) describing the exact same thing.
Hope things are good with you and the famiy, we just got back from a family vacation in Mexico, had a Cuban cigar, man it was good.

]]> By: Markhttp://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/comment-page-1/#comment-264 Mark Fri, 12 Dec 2008 22:45:36 +0000 http://ownthedollar.com/?p=537#comment-264 I agree. It is still possible to get loans with the tightening of credit. It just requires a higher credit score and a down payment. Banks are going back to old bankers rules. I agree. It is still possible to get loans with the tightening of credit. It just requires a higher credit score and a down payment. Banks are going back to old bankers rules.

]]> By: Aya @ Thrivehttp://ownthedollar.com/2008/12/it-is-not-a-credit-crisis-if-you-have-a-down-payment-and-good-credit-score/comment-page-1/#comment-263 Aya @ Thrive Fri, 12 Dec 2008 22:43:08 +0000 http://ownthedollar.com/?p=537#comment-263 Improving your credit score is important, and the first step to take is to know your credit score. You could always get an annual credit report, or you could get your score for free at anytime with Thrive (a free online financial advisory), which can also help you to improve it as well.There are scams out there that say they're free but have hidden costs so it's important to do some research - starting with maybe sending them an email to find out more. Don't let scams discourage you from using some resources that are genuinely meant to help with finances! Improving your credit score is important, and the first step to take is to know your credit score. You could always get an annual credit report, or you could get your score for free at anytime with Thrive (a free online financial advisory), which can also help you to improve it as well.

There are scams out there that say they’re free but have hidden costs so it’s important to do some research – starting with maybe sending them an email to find out more. Don’t let scams discourage you from using some resources that are genuinely meant to help with finances!

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