Money Hacks Carnival #69 – The Dollar Bill Edition

by Hank Coleman

Editor’s Choice – $10 Demand Note, 1861

demand-note-1861Demand notes were considered to be the first “greenbacks”. In an attempt to create confidence in paper money, government officials were paid in these early greenbacks, which were named after the color of their reverse side.

FMF presents Three Steps to Getting the Most from Your Credit Cards posted at Free Money Finance.

Jim presents Average Net Worth of an American Family posted at Blueprint for Financial Prosperity.

J. Money presents Save More Money by Concentrating on The BIG Stuff. posted at Budgets are Sexy.

nickel presents Planning a Family Vacation Without Breaking the Bank posted at

Debt & Credit – Fractional Currency (5 Cent Bill), 1864

fractional-note-1864 Without authorization from anyone in the Federal government, Spencer M. Clark, an employee of the Treasury Department under President Lincoln, placed his portrait on this Fractional Currency note. This insubordinate act led Congress to pass legislation banning the portrait of living persons on all bank notes. 

Patrick @ Cash Money Life presents Best 0% Balance Transfer Credit Cards posted at Cash Money Life.

Mr Credit Card presents Which Credit Monitoring Service Updates Most Frequently? posted at Ask Mr Credit Card’s Blog.

DR presents What is a Credit Card Balance Transfer – The Dough Roller posted at The Dough Roller.

Manshu presents Will I be sued for credit card default? posted at OneMint.

Silicon Valley Blogger presents Balance Transfer Credit Card Tips, Facts and Traps posted at The Digerati Life.

Bootstrap presents Spring Cleaning: Credit Report Review posted at Bootstrap Investing.

d. ninja presents Credit Card + Church = Hell? posted at Punch Debt In The Face.

Credit Shout presents 8 Benefits of the Credit CARD Act of 2009 posted at CreditShout.

ChristianPF presents 4 Steps to Get Your Finances Under Control posted at Christian Personal Finance.

Kevin presents The Importance of Teaching Our Children Financial Literacy posted at Parenting at More4kids.

Debt Freedom Fighter presents 5 Effective Tactics for Dealing With Debt posted at Discover Debt Freedom.

Leave Debt Behind presents A Changing of the Debt Lawsuits: Can You Be Sued for Credit Card Debt? posted at

Ben presents Your Fico Score posted at Money Smart Life.

Investing – $10,000 Gold Certificate, 1882

gold-certificate-1882An extremely rare and valuable example of a Gold Certificate, this is one of two notes in existence. The reverse side of Gold Certificates was printed in a golden orange, symbolic of their redemption value in gold coin. The passage of the Gold Reserve Act of 1933 made it illegal for U.S. citizens to hold Gold Certificates and gold bullion.

MoneyNing presents Turbocharge Your Savings with Certificate of Deposits (CDs) posted at Personal Finance Blog by Money Ning.

Green Panda presents How My Retirement is Currently Doing? (June 09 Update) posted at Green Panda Treehouse.

David R. Lampsen presents Raiding the Roth: Using a Roth IRA as Your Emergency Fund posted at Personal Finance Analyst.

Aryn presents Should You Invest in Gold? posted at Sound Money Matters.

Jeff Rose presents Four things that are making you poor posted at Good Financial Cents.

Wealth Pilgrim presents Is This A Picture of a Snake That Ate A Mouse or The Key To Your Investment Success? posted at Wealth Pilgrim: Money Management Advice, Financial Stress Management, & Resources.

Dividend Tree presents Demise of Dollar – Does it Affect Dividend Growth? | Dividend Tree posted at Dividend Tree.

Kristjan presents Long Term Investing Is NOT Dead posted at Stuck On Wall Street.

ABC presents Safe withdrawal rate for retirement funds – 4% rule posted at ABCs of Investing.

D4L presents Five Stocks With A Low Dividend Payout Ratio posted at Dividends Value.

Investing School presents A Great Inflation Indicator posted at Investing School.

Jae Jun presents The Art of Selling Stocks posted at Old School Value.

Raymond presents Smart Money 2009’s Best Online Brokers posted at Money Blue Book.

The Smarter Wallet presents Should You Trade Stocks Online? posted at The Smarter Wallet.

Frugality & Saving Money – $10,000 Federal Reserve Note 1914


Salmon Chase, Secretary of the Treasury under President Lincoln, is featured on this extremely rare note. It was one of the last $10,000 larger-sized notes issued.

Paul Kamp presents “A Penny Saved is 1.76366843 Pennies Earned.” posted at Don’t Quit Your Day Job.

Abigail Perry presents Mixed marriages: When savers and spenders unite posted at i pick up pennies.

Charlie presents How to Break the Seductive Spell of Name Brands and Save Your Family Big Money posted at Pay Less For Food.

Lazy Man presents SEP IRA: Self-Employed Retirement Plans posted at Lazy Man and Money.

Jeff@StretchyDollar presents Cheap and Easy Ways to Protect Your Home While On Vacation posted at StretchyDollar.

Darwin presents Going Out of Business Sales a Scam or Worthwhile? posted at Darwin’s Finance.

CashAholic presents The importance of saving posted at CashAholic.

Chris Lang presents House-hunting expenses and how to minimize them (part 2) posted at Home I Own.

Four Pillars presents Save Money With Zero Percent Balance Transfers posted at Four Pillars.

Craig Ford presents Does Spending Cash Really Save Money When Compared to Using a Credit Card? posted at Money Help For Christians.

B Simple presents Eliminate your Banking Fees with these simple tips posted at Simplified Financial Lifestyle.

FB @ presents How we screw ourselves over posted at Fabulously Broke ….in the City.

One Family presents Frugal Options for Families with Kids during Summer Months posted at One Family’s Blog.

Patrick @ Money Saving Deals presents $5 Babies R Us Coupon posted at Money Saving Deals.

Savings Toolbox presents Saving Strategies to Put More Money In Your Pocket posted at

Economy – Two Dollar Bill


A portrait of Thomas Jefferson is shown here. In 1776, the Continental Congress issued the first $2 note. The $2 is still in circulation today, although it is not commonly used by merchants and consumers.

Len Penzo presents 18 Crazy Things You Didn’t Know About the National Debt posted at Len

BankMan presents Ten banks paying back TARP early posted at High Yield Savings Accounts.

Rags presents How Unemployment is Measured posted at From Rags 2 Riches.

Relax presents Do we have to worry about inflation? posted at The Wise Curve.

Hank presents Hope Is Not A Method When It Comes To Managing Your Finances posted at Own The Dollar.

Insurance – $100,000 Bank Transfer Note, 1934


Featuring a portrait of Woodrow Wilson, this note was the largest note printed by the Bureau of Engraving and Printing. Bank Transfer notes were used only for transactions among Federal Reserve Banks and not for public circulation.

MBR presents How to Find the Best Home Owner Insurance Rate posted at

Kathryn presents Finding Affordable Health Insurance posted at Out of Debt – Christian Finances and Debt Help.

Ryan P Smith presents How I Saved $652 on Car Insurance: My Geico vs. Esurance Story posted at SpendOnLife.

Taxes – $5,000 Federal Reserve Note, 1934


This note features a portrait of James Madison, member of the Continental Congress and the fourth U.S. President. In 1945, the Bureau of Engraving and Printing stopped printing notes with denominations greater than $100.

Tom Drake presents The Basics Of The Smith Manoeuvre posted at The Canadian Finance Blog.

Madison presents Tax Credit for First Time Home Buyers Improved posted at My Dollar Plan.

Other – Silver Certificates


First issued in 1878, Silver Certificates were our nation’s primary currency for many years. They were issued in denominations ranging from $1 to $1,000 and could be exchanged for silver at the U.S. Treasury. The last series of Silver Certificates was issued in 1957. When the price of silver began rising rapidly in the early 1960s, Congress stopped redeeming Silver Certificates in 1968 and began exchanging them for Federal Reserve Notes at face value.

Peter presents False Starts And Budget Malaise: Getting Back Your Budgeting Momentum posted at Bible Money Matters.

John Mellem presents Survival Stew: The Real Economic Forecast posted at Survival Stew.

TIP Guy presents Bloggers and Blogopreneurs Debate posted at The Income Portfolio.

Super Saver presents Planning to Retire Later also has Risks posted at My Wealth Builder.

Chris McClelland presents Saving: Bad for the Economy? posted at Lucrative Investing.

Passive Family Income presents 5 Reasons to Outsource Your Passive Income posted at Passive Family Income.

Writer’s Coin presents When Things Get Crazy at Work posted at The Writer’s Coin.

Tushar Mathur presents When It Pays To Use Cash For Purchases posted at Everything Finance.

Taking care of business:

• If you enjoy this carnival, please show your support and Stumble it, Tweet it, Tip it, Digg it, Facebook it, PF Buzz it, etc.
• And don’t forget to sign up for the feed here at Own The Dollar.

The U.S. currency information and pictures can be found at the Federal Reserve Bank of San Francisco’s American Currency Exhibit.

That concludes this edition. Submit your blog article to the next edition of Money Hacks Carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Jeff@StretchyDollar June 17, 2009 at 10:21 am

Thanks for hosting and for including my post!

Tom @ Canadian Finance Blog June 17, 2009 at 10:54 am

Thanks for hosting!

Manshu June 17, 2009 at 11:58 am

Thanks for hosting and great selection of pictures!

Patrick June 17, 2009 at 1:05 pm

Very cool history! Thanks for hosting. 🙂

J. Money June 18, 2009 at 10:41 am

My favorite theme yet – freakin’ LOVE old currency! Actually picked up one of those 2 dollar bills w/ red seal and Monticello on the back when in Charlottesville the other week – best $10 i spent 😉 haha…

Debt Advice December 1, 2009 at 11:59 am

Great post – I collect coins so this is interesting. Ta.

Gold March 5, 2010 at 12:25 am

I really love reading posts that has lots of knowledge to impart. I admire those writers who share the best of their knowledge in writing such articles. Keep up the good work and continue inspiring readers.Thank you so much.

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