Comments on: 83 Money Moves To Make Before You Are 30 Years Old http://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/ Own the dollar....don't let the dollar own you. Wed, 25 Jan 2012 14:35:55 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: 13 Practical Money-saving Tips that Require No Financial Know-how | The Abuyo Bloghttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-24177 13 Practical Money-saving Tips that Require No Financial Know-how | The Abuyo Blog Thu, 15 Dec 2011 19:44:57 +0000 http://ownthedollar.com/?p=2678#comment-24177 [...] then, there is still a lot you can do to be better with money. Own the Dollar suggests “83 Money Moves To Make Before You Are 30 Years Old.” Here are 13 of them that require no financial knowledge [...] [...] then, there is still a lot you can do to be better with money. Own the Dollar suggests “83 Money Moves To Make Before You Are 30 Years Old.” Here are 13 of them that require no financial knowledge [...]

]]> By: cheappromhttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-24164 cheapprom Wed, 14 Sep 2011 08:38:24 +0000 http://ownthedollar.com/?p=2678#comment-24164 I’m a little past the target range of this post, but there are lessons here for every age group. The one thing, though, the sooner you master these personal finance tactics, the sooner you become your own master. I’m a little past the target range of this post, but there are lessons here for every age group.
The one thing, though, the sooner you master these personal finance tactics, the sooner you become your own master.

]]> By: Innovative Insurancehttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-24155 Innovative Insurance Sat, 06 Aug 2011 08:08:37 +0000 http://ownthedollar.com/?p=2678#comment-24155 Now is the time to make certain money or personal finance moves while you are young before it is too late. If you want to retire right, you need to start managing your money well now! Now is the time to make certain money or personal finance moves while you are young before it is too late. If you want to retire right, you need to start managing your money well now!

]]> By: Bosshttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-23718 Boss Mon, 09 May 2011 18:11:35 +0000 http://ownthedollar.com/?p=2678#comment-23718 You missed a few items which i think are key 1. Invest early (If you havent started, it time to start now) 2. Invest in Stocks - Long term 3. Invest in Metals 4. Dont Save money (Yes saving erodes money due to inflation, always invest money and not save) You missed a few items which i think are key
1. Invest early (If you havent started, it time to start now)
2. Invest in Stocks – Long term
3. Invest in Metals
4. Dont Save money (Yes saving erodes money due to inflation, always invest money and not save)

]]> By: thesis paper writinghttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-23696 thesis paper writing Wed, 06 Apr 2011 11:25:10 +0000 http://ownthedollar.com/?p=2678#comment-23696 83 Money Moves To Make Before You Are 30 Years Old <----------------- hmmm :) 83 Money Moves To Make Before You Are 30 Years Old <—————– hmmm :)

]]> By: Juliahttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-23557 Julia Fri, 28 Jan 2011 15:59:02 +0000 http://ownthedollar.com/?p=2678#comment-23557 I’m at about 31 right now. At 22, that’s not bad. For the ones I qualify for (not the mortgage or the car ones) I think I’m doing pretty well. I won’t stop using credit cards. Save something from every paycheck. I’m at about 31 right now. At 22, that’s not bad. For the ones I qualify for (not the mortgage or the car ones) I think I’m doing pretty well. I won’t stop using credit cards. Save something from every paycheck.

]]> By: Phoenixhttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-23145 Phoenix Fri, 17 Sep 2010 23:51:52 +0000 http://ownthedollar.com/?p=2678#comment-23145 Yes, as a licensed financial person I have to disagree on the "no credit card and no revolving debt" If you have no debt or balance on your cards. You show the credit card rating services that you "can not handle debt" (I have been told this by numerous institutions from banks, credit unions , Experion * Trans-America to lending agents) I had a client with perfect credit, paid in cash, never had a balance owed, had over $3Million in a portfolio and when she tried to get a home improvement loan. Was denied! When she tried to get the level of her $15,000 in credit line raised. Denied. Eventually she was given an extra $5,000 and was told that once she had a history with the $20,000. She would get more. In other words. They wanted to make sure she could "handle it!" Credit, like all business/financial creations. Needs to be managed. Not abused and not taken for granted. Try and be a small contractor without credit line or a small one and you will find out its next to impossible. Still some good tips, BUT like most advice... seek an expert, infact, a few. Before you follow your whole life and wonder what "went wrong" Phoenix Yes, as a licensed financial person I have to disagree on the “no credit card and no revolving debt”
If you have no debt or balance on your cards. You show the credit card rating services that you “can not handle debt” (I have been told this by numerous institutions from banks, credit unions , Experion * Trans-America to lending agents)
I had a client with perfect credit, paid in cash, never had a balance owed, had over $3Million in a portfolio and when she tried to get a home improvement loan. Was denied!
When she tried to get the level of her $15,000 in credit line raised. Denied.
Eventually she was given an extra $5,000 and was told that once she had a history with the $20,000. She would get more.
In other words.
They wanted to make sure she could “handle it!”
Credit, like all business/financial creations. Needs to be managed. Not abused and not taken for granted.
Try and be a small contractor without credit line or a small one and you will find out its next to impossible.
Still some good tips, BUT like most advice… seek an expert, infact, a few.
Before you follow your whole life and wonder what “went wrong”

Phoenix

]]> By: In Brief: Facebook, the Cost of College, and 83 Things To Do Before You’re 30 | Money Under 30http://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-22932 In Brief: Facebook, the Cost of College, and 83 Things To Do Before You’re 30 | Money Under 30 Fri, 20 Aug 2010 13:22:13 +0000 http://ownthedollar.com/?p=2678#comment-22932 [...] the Dollar: 83 money moves to make before turning 30 (Not new, but [...] [...] the Dollar: 83 money moves to make before turning 30 (Not new, but [...]

]]> By: Mindyhttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-22921 Mindy Tue, 17 Aug 2010 16:42:49 +0000 http://ownthedollar.com/?p=2678#comment-22921 If you ever want to get a loan for anything (car, house), it's actually important to build a credit history. Telling people not to use credit cards is silly. If you have a budget and stick to it, and pay your balance every month, using credit cards to pay for those purchases is a good idea. First and most importantly, it builds a history of good credit. (The credit score is a complicated thing and one shouldn't simply go out and apply for a ton of cards - but using 1 or 2 cards consistently and paying on time is the best way to build credit. See myfico.com for more information.) Second, there are definitely perks - cash back, miles, etc. - I get between 1% and 5% cash back on every purchase I make with credit cards. Third, it's convenient, especially for buying online. Fourth, it's safer than carrying cash - credit card companies can predict you against fraud etc. And if you just use debit cards and someone steals your debit card, you're much worse off since it's going to take a while to get that all worked out with the bank (and meanwhile you have no money!). Fifth, there are other advantages like longer warranties on purchases, etc. Sixth, many credit card companies (like Discover) have tools to help you analyze your spending. Seventh, having a record of purchases is really helpful for everything from taxes to budgeting to returns; you can kind of get that if you use checks but bank interfaces are much poorer. The issue is not credit cards per se - it's people not sticking to a budget. If you ever want to get a loan for anything (car, house), it’s actually important to build a credit history. Telling people not to use credit cards is silly. If you have a budget and stick to it, and pay your balance every month, using credit cards to pay for those purchases is a good idea. First and most importantly, it builds a history of good credit. (The credit score is a complicated thing and one shouldn’t simply go out and apply for a ton of cards – but using 1 or 2 cards consistently and paying on time is the best way to build credit. See myfico.com for more information.) Second, there are definitely perks – cash back, miles, etc. – I get between 1% and 5% cash back on every purchase I make with credit cards. Third, it’s convenient, especially for buying online. Fourth, it’s safer than carrying cash – credit card companies can predict you against fraud etc. And if you just use debit cards and someone steals your debit card, you’re much worse off since it’s going to take a while to get that all worked out with the bank (and meanwhile you have no money!). Fifth, there are other advantages like longer warranties on purchases, etc. Sixth, many credit card companies (like Discover) have tools to help you analyze your spending. Seventh, having a record of purchases is really helpful for everything from taxes to budgeting to returns; you can kind of get that if you use checks but bank interfaces are much poorer. The issue is not credit cards per se – it’s people not sticking to a budget.

]]> By: 83 Money Moves To Make Before You Are 30 Years Old « Lesley Vothhttp://ownthedollar.com/2009/12/83-money-moves-to-make-to-retire-rich/#comment-15442 83 Money Moves To Make Before You Are 30 Years Old « Lesley Voth Tue, 09 Mar 2010 17:36:12 +0000 http://ownthedollar.com/?p=2678#comment-15442 [...] This is an article from one of my favorite websites: OWNTHEDOLLAR.COM [...] [...] This is an article from one of my favorite websites: OWNTHEDOLLAR.COM [...]

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